# Digital Experience and Digital Enablement

> A sourced UK public sector contract award published by NS&amp;I.

## Key facts

- Buyer: [NS&amp;I](/buyers/ns-i/contract-awards)
- Published: 10 February 2022
- Contract start: 29 September 2022
- Contract end: 29 May 2027
- Stage: open_tender
- Procurement category: services
- Notice ID: 757e5ed8-b0d3-4f17-8317-9ab1ee9da683-509225
- OCID: ocds-b5fd17-da637630-341e-4dae-b3a9-65f625a618b5

## Description

National Savings and Investments \(NS&amp;I\) is an Executive Agency of the Chancellor of the Exchequer\. It is one of the UK's largest retail savings organisations with 25 million customers, more than £202 billion funds under management, best known for Premium Bonds but also offering a range of savings products\. NS&amp;I raises financing for Government, by offering secure retail financial savings products, as an alternative to raising funds on the wholesale market\. NS&amp;I's core services are currently provided by Atos IT Services UK Limited, which manages sales processing and customer servicing, and IT and infrastructure services\. This contract will end on 31st March 2024\. NS&amp;I has started a significant transformation of its outsourced services, called the Rainbow Programme\. The second procurement in NS&amp;I's Rainbow Programme, the Digital Experience and Digital Enablement package, will provide capabilities in digital self-service experiences and journeys for NS&amp;I's customers and enable Assisted Digital support\. This includes as a minimum the delivery of a mobile banking app \(to include prize draw functionality\) and a fully functional transactional website\. The new service will create journeys and experiences designed to support customers achieve their Jobs to be Done, reduce customer effort and improve customer experience\. NS&amp;I has transitioned from branch-based banking to our current state as a direct-only business with digital, post and phone channels\. This package is intended to bring us to the endpoint of that trajectory, transitioning to a digital first, self-service retail bank, with Assisted Digital support for customers unable to self-serve\. That endpoint will meet customer expectations for effective, digital self-service, and deliver cost-effective operational excellence\. NS&amp;I provides services to other government departments via B2B offer, called Government Payment Services \(GPS\)\. NS&amp;I GPS offers modern, secure and competitive banking and payments services to all government departments, agencies and public sector organisations\. Current B2B services include Help to Buy, Help to Save, 30 Hours of Childcare, Tax Free Childcare and Court Funds Office\. There is potential for B2B services to expand during the contract lifetime that could result in growth of the outsourced services NS&amp;I may be required to support the delivery of\. This procurement is intended to allow for future delivery of digital experience services to support NS&amp;I GPS activities\. The total estimated value in section II\.2\.6 is £172m\. Of this, £111\.5m is in relation to the initial term for the retail banking opportunity, and £32\.5m in respect of a possible two \(2\) year discretionary extension\. This £32\.5m is subject to further spend control approval\. The remaining £28m is the estimated value for supporting B2B services for both the initial term and any discretionary extension period\. B2B and any extensions will be subject to further Cabinet Office spend control approval\. Additional information: National Savings and Investments \(NS&amp;I\) is an Executive Agency of the Chancellor of the Exchequer\. It is one of the UK's largest retail savings organisations with 25 million customers, more than £202 billion funds under management, best known for Premium Bonds but also offering a range of savings products\. NS&amp;I raises financing for Government, by offering secure retail financial savings products, as an alternative to raising funds on the wholesale market\. NS&amp;I's core services are currently provided by Atos IT Services UK Limited, which manages sales processing and customer servicing, and IT and infrastructure services\. This contract will end on 31st March 2024\. NS&amp;I has started a significant transformation of its outsourced services, called the Rainbow Programme\. The second procurement in NS&amp;I's Rainbow Programme, the Digital Experience and Digital Enablement package, will provide capabilities in digital self-service experiences and journeys for NS&amp;I's customers and enable Assisted Digital support\. This includes as a minimum the delivery of a mobile banking app \(to include prize draw functionality\) and a fully functional transactional website\. The new service will create journeys and experiences designed to support customers achieve their Jobs to be Done, reduce customer effort and improve customer experience\. NS&amp;I has transitioned from branch-based banking to our current state as a direct-only business with digital, post and phone channels\. This package is intended to bring us to the endpoint of that trajectory, transitioning to a digital first, self-service retail bank, with Assisted Digital support for customers unable to self-serve\. That endpoint will meet customer expectations for effective, digital self-service, and deliver cost-effective operational excellence\. NS&amp;I provides services to other government departments via B2B offer, called Government Payment Services \(GPS\)\. NS&amp;I GPS offers modern, secure and competitive banking and payments services to all government departments, agencies and public sector organisations\. Current B2B services include Help to Buy, Help to Save, 30 Hours of Childcare, Tax Free Childcare and Court Funds Office\. There is potential for B2B services to expand during the contract lifetime that could result in growth of the outsourced services NS&amp;I may be required to support the delivery of\. This procurement is intended to allow for future delivery of digital experience services to support NS&amp;I GPS activities\. The total estimated value in section II\.2\.6 is £172m\. Of this, £111\.5m is in relation to the initial term for the retail opportunity, and £32\.5m in respect of a possible two \(2\) year discretionary extension\. This £32\.5m is subject to further spend control approval\. The remaining £28m is the estimated value for supporting B2B services for both the initial term and any discretionary extension period\. B2B and any extensions will be subject to further Cabinet Office spend control approval\.

## Related contract awards

- [IT Health Checks](/contracts/ocds-b5fd17-50f29dc6-6600-4fbd-ba08-7404105b8651) — NS&amp;I
- [IS &amp; Security Assurance Subscriptions](/contracts/ocds-b5fd17-c925f6eb-1271-4ee4-a3ed-d870b517ccd7) — NS&amp;I
- [Chief Executive Officer recruitment campaign](/contracts/ocds-b5fd17-a5fbc104-5b65-44a2-8486-51ffe860dc72) — NS&amp;I
- [Data Maturity Assessment](/contracts/ocds-b5fd17-660cf441-0b40-4f2e-952c-ac71775ae555) — NS&amp;I
- [SDA Capability Map 2026 update](/contracts/ocds-b5fd17-6f95c0d4-bef3-485a-b9c5-1dff958f5895) — Defence Science and Technology Laboratory
- [Artificial Intelligence as a Service Delivery Partner - Early Engagement Notice](/contracts/ocds-b5fd17-40f28b44-8a6e-4372-9ab2-b1c40c524149) — Home Office
- [Taxi and MPV \(1-8 seats\) Passenger Assistant - Taxi and MPV \(1-8 seats\) Passenger Assistant](/contracts/ocds-b5fd17-458c4a19-9c03-4ee6-a600-532325d53bad) — East Sussex County Council
- [CA18415 - RFQ2026/33 - NMANDD PEACEPLUS Thriving Together PEACEPLUS 3\.2 Creative Cultures After school](/contracts/ocds-b5fd17-69e5b361-3373-441d-93f9-5453d78fdf9e) — Newry, Mourne and Down District Council \(NMD\)
- [Workplace Experience Survey and Analytics](/contracts/ocds-b5fd17-e4177970-f89a-4195-8c9a-64e882225176) — GOVERNMENT PROPERTY AGENCY
- [Provision of Adjudication Support](/contracts/ocds-b5fd17-eaf325f5-9c1e-40fa-9c52-491f2a9aca88) — GOVERNMENT PROPERTY AGENCY
- [SEN20257-SEN-TAXI-Leicester College Freemens Park Campus](/contracts/ocds-b5fd17-73a4bcb4-d738-4d1b-b7d3-f8b6d8b42241) — Leicestershire County Council
- [QHL120 09:00 2026-09-03 Bury St Edmunds to Sunflower SEND Hub, Haverhill - 4-seater Vehicle and a Passenger Assistant required - AWARD](/contracts/ocds-b5fd17-c44dc297-b4bc-4152-b228-fd7765751154) — Suffolk County Council Passenger Transport

## Source

[View the original notice on Contracts Finder](https://www.contractsfinder.service.gov.uk/Notice/757e5ed8-b0d3-4f17-8317-9ab1ee9da683-509225)
